Purchase - Refinance - Eliminate Debt
Corpus Christi - San Antonio - Houston
Purchasing a home does not have to be complicated, in fact it is similar to a game. If you know the rules you can play the game and WIN. I’m John the Mortgage Man and as a Mortgage Coach and lender, I can help you learn the rules of the home loan game. My focus is to take the mystery out of the home loan process to make sure get the best loan for your unique needs. If you are looking to purchase a home and get a mortgage in Corpus Christi, San Antonio, Austin or anywhere else in the Texas you’ve come to the right place.
I have access to great loan programs that can make this process quick and easy. With conventional loans you will have access to a great combination of terms and low interest rates, that will allow you to own your dream home quicker and for less money. I also have access to the best government loans including FHA Loans and VA Loans. You can use an FHA loan to purchase your home with as low as a 3.5% down payment. If you are serving or have served in the military a VA loan which offers great rates and no down payment might be your best option.
When starting the home purchase process, you want to make sure that you get pre-approved or pre-qualified so that you’re taken seriously by sellers. Click here for a list of items you will need to start the process. As your Mortgage Coach I work with you to improve your credit, explain all of the programs available to you, and help you get funding! In addition, I will show you how to save $53,727 on your home loan! You can start the home loan process by using my Purchase Assistant tool.
If you already own a home and think about a refinance, I can also help you save money on your existing mortgage. Rates are currently very low, which means you could potentially save thousands of dollars a year by reducing your monthly mortgage payment. If you’ve tired to refinance but were denied due to being underwater with your home loan, I do have access to the HARP 2.0 refinance program which was created specifically to help homeowners get out of bad mortgages and lower your mortgage payments.
To get the refinance process started or even if you are just curious about how a refinance could help your situation, call and speak with me today.
Whether you are looking to purchase a new home, or save money on your current mortgage, I can help. I look forward to hearing from you and showing you how I can help as your lender.
A new home purchase...Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, we can help you determine exactly what type of purchase loan is best for you.
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, we can help you determine exactly what type of refinance solution is best for you.
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, call today to determine exactly what type of debt consolidation program is best for you.
We have a home loan to fit your situation, let us use our experience to guide your decision. We offer an extensive list of loan types, programs, and refinancing options to best suit your needs.
John McCoy NMLS #308360
NEXA Mortgage, LLC NMLS# 1660690