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John The Mortgage Man
(361) 510-1420johnthemortgageman@hotmail.comjmccoy@NEXAmortgage.com
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About

Let me tell right up front, you will not consider me to be a very exciting guy.  I am pretty much a normal person, family man with six kids (three children born into our family each are married so that adds up to six) and three grandchildren, a wife and a dog.  Oh, and I do have three grand dogs.  I do not have any exciting or dangerous hobbies, so you might think I am dull or boring. Seriously, I enjoy videography, reading and people; not the activities that make you say “WOW, you’re the man” (actually I’m not the “man” I’m “The Mortgage Man“).  But I like to travel and am fortunate that my wife of 37 years works for an airline so travel is very affordable.

My career in the mortgage business came by accident.  After studying Mass Communications Radio and Television at Abilene Christian University, I went to work in broadcasting.  This led me into shopping center management and marketing, my first introduction in the real estate business.  Along the way I learned traditional and creative financing.  In addition, I taught real estate classes: contract law; real estate math; and real estate financing.

In 1991 I started originating loans.  Through continuing education I have achieved certification as an FHA Specialist, VA Loan Adviser and Ethical Practices.  My focus goes beyond helping clients “get a loan.”  I am their mortgage coach to help them win the mortgage game.  Winning the game is more than closing on the loan; but how to manage your loan in order to save thousands of dollars.  I am available to answer questions after they move into their home and stay in contact with my clients to give information on how to save and manage money.

Over the past 22 years of doing home loans in Corpus Christi, change has been the one constant in the mortgage industry.  One major shift has been in how lenders view your credit.  For over ten years, and before it was popular, I have helped clients understand the importance of credit and given them strategies on how to improve their credit and be able to get a better loan.  Today it is imperative you understand credit and how to manage it in a way that strengthens your score. For this reason, I educate consumers on the “rules” of getting a home loan and the use of credit.  This helps them to be prepared when they start the process of buying a home.

I am often asked about the name John The Mortgage Man.  The truth is I did not come up with the name.  I had only been in the mortgage business a couple of years and had a very unique loan.  The clients had tried banks and other mortgage brokers but could not get a loan.  Because of my background in creative financing they were able to close on their home.  After the closing the realtor said, John you are the mortgage man.  It stuck!  Now, 20 years later, I still enjoy helping families finance a home; showing them how to retire debt and helping them build financial stability.



Recent Posts

Meet them man…the mortgage man.

mortgage man video

Debi CampbellDebi Campbell
17:05 13 Feb 22
John McCoy and his staff are just outstanding! Their efficiency and ability to respond quickly to any of my questions and needs is what made the... difference in me getting my house so quickly. It only took 3 weeks because of their ability to expedite m paper work quickly to those that needed it, along with my clean credit! Thank you so much for all your hard work! Each one of you!read more
Bobbie-Jo TorresBobbie-Jo Torres
19:49 07 Feb 22
Very quick and helpful. They made everything smooth and easy and in terms that I could understand! Highly recommend!!
daniel villarrealdaniel villarreal
04:19 03 Oct 21
John The Mortgage Man went that extra mile to make sure I received the best mortgage on our new home. Very satisfied. Thank You John.
Danny OchoaDanny Ochoa
17:39 16 Jan 21
John was the one who took a chance on me and my wife . Thank you so much for changing our lives and putting us in our new home . If anyone out there... needs someone to help them make there dreams come true reach out to John and the professionals mbn financial.trust me they won’t let you downread more
Herb FarleyHerb Farley
23:05 06 Jan 21
What an amazing experience! John and his team were extremely responsive and easy to work with! They made the loan process easy and never hesitated... to answer our questions. I would recommend John the Mortgage Man to anyone looking for a loan!read more
Mason ShirleyMason Shirley
18:19 04 Jan 21
Working with John McCoy was very easy and convenient. He walked us through the entire loan process with excellent communication and knowledge. We... were in a time crunch to purchase a home before the end of the year, and John worked fast to make it happen. Would highly recommend!read more
Debbie PowellDebbie Powell
05:38 21 Dec 20
John has helped me purchase 2 houses! John is easy to talk to and makes you feel like family. He is the best person you could have to help you in... this process! John will make it happen! Thank goodness he came highly recommended to me. John is truly a hero!read more
Vivian SimsVivian Sims
19:38 20 Dec 20
John McCoy has been our "mortgage man" on two purchases. Both went smoothly without a complication. The money and timeline were exactly what he... represented. I have recommended him to many looking for a mortgage. If you are looking for An honest, smooth mortgage progress, call "Jo John, the Mortgage Man". Way to go "Mortgage Man"!read more
Amando CanalesAmando Canales
20:21 18 Dec 20
John The Mortgage was a most professional experience my wife and I had a pleasant experience and were most satisfied with his service his can do... attitude was greatly appreciated.read more
Mark FosterMark Foster
11:17 30 May 19
John and his team worked diligently to make the process as easy as possible. They kept me informed and sent me step by step what they were doing so I... always knew where we were in the process. I had a very low credit score and they still made it happen! Thanks John, Troy, Allan and the whole team.read more
Rich and Bekah RobertsRich and Bekah Roberts
17:43 24 May 19
John and his team are excellent at what they do. Very friendly and helpful, yet also down to earth and realistic about your ability to attain such... and such mortgage. John will let you know if your "dreams" are a match with the reality of your financial situation. John wants you in a mortgage, but he wants you in one you can afford comfortably. I had numerous questions throughout process, and John gladly answered each and every one. I am very grateful my wife and I chose John, and would do so again if/when we have other mortgage needs. If you're ready to buy a home, you wont be disappointed with John McCoy!read more
Jeremy DeanJeremy Dean
06:16 07 Mar 19
John the Mortgage Man worked to get me and my wife into our first home this year! We had some issues with low funds, high debt and bad credit, but... John helped us to determine how much we needed to save up to get in the home we wanted. Once we got there John was able to hook us up with a lender and get us a good deal on a loan. We closed in just over two weeks from the time we found a house that we wanted! John always made us feel at ease and answered any questions we had. Very knowledgeable, very responsive and very kind! Thank you John for everything! Highly recommend!!!read more
John McCoyJohn McCoy
15:12 19 Feb 19
John made getting our loan processed very efficient and worry free. He will do the same for you!
CJCJ
19:47 20 Oct 18
12 days from application to closing, now that's fast! Great overall service, everything John said he would do, he did it. My clients were thrilled.
Frank J RosatiFrank J Rosati
19:15 20 Oct 18
John made everything easy for the purchase. He had everything covered (all the associated costs, paperwork) that I needed to close. It was a pleasure... to work with him again (this is my second time working with John) and I would highly recommend him to anyone looking to finance a home.read more
debbie powelldebbie powell
19:05 19 Aug 18
John goes out of the way for you to make sure you are informed, kept up to date, and always professional. Definitely goes the extra mile to help!... Everything is done in a timely manner. Thanks so much John! This is my second mortgage through John McCoy and team.read more
Shawn LockettShawn Lockett
21:22 23 Mar 18
This guy is a wiz!!! He knows a ton about this business and how to get things done!!! Be up front, honest, and ask him your concerns and he will be... straight with you in return and get you in the house of your dreams... He was able to take us start to finish in three weeks time!!! Awesome awesome experience!!! P.S. He will only call you with news—it’s how you interpret it is up to you... Give John a call, you won’t regret it!read more
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John McCoy NMLS #308360
NEXA Mortgage, LLC NMLS# 1660690
AZMB 0944059

John The Mortgage Man
NEXA Mortgage, LLC
3100 W. Ray Road, Suite 201, Office 209
Chandler, AZ 85226
(361) 510-1420johnthemortgageman@hotmail.com