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John The Mortgage Man
4838 Holly Rd. Suite 201
Corpus Christi, TX 78411
(361) 510-1420johnthemortgageman@hotmail.com
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What To Watch Out For When Buying A Home

INTRO

If you are thinking of buying a home there are many things you need to look for. With your home being one of the biggest if not the biggest investment you’ll make, it’s important to watch out for these items.

REPORT

There are many things to consider when you are purchasing besides the obvious, how many bedrooms, is the kitchen large enough, etc. This report will go over some off the less obvious things. This way you can be even more confident when you do purchase your home you’ve covered all your angles.

Location– You might be in love with the look of house, or the size of the bedrooms, but don’t forget about the surroundings. Take a look at the area, are you close to schools, are you close to work, is there a lot of noise or traffic? All these are very important factors, where you can remodel a bedroom, you can’t change your neighbor so easily. Even if the house seems like a dream home, do your research on the area and make sure it matches up to home.

Situation Factors– Beyond look at just the home itself and the location, look a little closer. Check out the lot, is it on a hill, do the neighbors windows look right into your house? Is the yard enough for your needs? You might have elderly family members visiting often and there a few steps to your front door which would make it hard for them to enter. These little things can add up so pay attention to small details.

Check Out The Neighborhood– Beyond just looking at where school, your work or shopping are from your home, check out the neighborhood for yourself. Drive around both on both the weekend and weekdays. Check out the other homes in the neighborhood, are they are in good condition, does it seem that the owners care about their homes? Is it safe for kids to play? Just like with the location, once you move in you can’t change your neighborhood.

Size And Floor Plan– There might something about a home you are looking at that you’ve fallen in love with, but ask yourself are some of these things impractical? Make sure the size what you need. If it’s too big for your needs, remember you will have to pay higher power bills and property taxes. Or if you really like to entertain it has enough room to accommodate all your guests.

Rooms– Before you even start look at homes make a plan of exactly what you are looking in terms of the rooms in your home. For example with bedrooms, figure out exactly how many you’d need, there is no sense in checking out a home that has less then you need, but it might have something else that you really like. All it will do is cloud your judgment. Same thing goes for the kitchen, in many homes the kitchen is the center of the home, make sure it has the size and shape you need. Don’t worry about the appliances they are a lot easier and cheaper to replace then to completely remodel a kitchen.

Finishing Touches– These items are the most over looked when someone is buying a home. They might seem small like moldings, roofs, or a fireplace. A roof for example is something people don’t think about, but is very important. A leaky roof can cause of damage and be very expensive to replace.

If you have any questions about what to look for, or would like to be referred to some of the best real estate agents in your area just contact us and we’ll be glad to help.


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Debi CampbellDebi Campbell
17:05 13 Feb 22
John McCoy and his staff are just outstanding! Their efficiency and ability to respond quickly to any of my questions and needs is what made the... difference in me getting my house so quickly. It only took 3 weeks because of their ability to expedite m paper work quickly to those that needed it, along with my clean credit! Thank you so much for all your hard work! Each one of you!read more
Bobbie-Jo TorresBobbie-Jo Torres
19:49 07 Feb 22
Very quick and helpful. They made everything smooth and easy and in terms that I could understand! Highly recommend!!
daniel villarrealdaniel villarreal
04:19 03 Oct 21
John The Mortgage Man went that extra mile to make sure I received the best mortgage on our new home. Very satisfied. Thank You John.
Danny OchoaDanny Ochoa
17:39 16 Jan 21
John was the one who took a chance on me and my wife . Thank you so much for changing our lives and putting us in our new home . If anyone out there... needs someone to help them make there dreams come true reach out to John and the professionals mbn financial.trust me they won’t let you downread more
Herb FarleyHerb Farley
23:05 06 Jan 21
What an amazing experience! John and his team were extremely responsive and easy to work with! They made the loan process easy and never hesitated... to answer our questions. I would recommend John the Mortgage Man to anyone looking for a loan!read more
Mason ShirleyMason Shirley
18:19 04 Jan 21
Working with John McCoy was very easy and convenient. He walked us through the entire loan process with excellent communication and knowledge. We... were in a time crunch to purchase a home before the end of the year, and John worked fast to make it happen. Would highly recommend!read more
Debbie PowellDebbie Powell
05:38 21 Dec 20
John has helped me purchase 2 houses! John is easy to talk to and makes you feel like family. He is the best person you could have to help you in... this process! John will make it happen! Thank goodness he came highly recommended to me. John is truly a hero!read more
Vivian SimsVivian Sims
19:38 20 Dec 20
John McCoy has been our "mortgage man" on two purchases. Both went smoothly without a complication. The money and timeline were exactly what he... represented. I have recommended him to many looking for a mortgage. If you are looking for An honest, smooth mortgage progress, call "Jo John, the Mortgage Man". Way to go "Mortgage Man"!read more
Amando CanalesAmando Canales
20:21 18 Dec 20
John The Mortgage was a most professional experience my wife and I had a pleasant experience and were most satisfied with his service his can do... attitude was greatly appreciated.read more
Mark FosterMark Foster
11:17 30 May 19
John and his team worked diligently to make the process as easy as possible. They kept me informed and sent me step by step what they were doing so I... always knew where we were in the process. I had a very low credit score and they still made it happen! Thanks John, Troy, Allan and the whole team.read more
Rich and Bekah RobertsRich and Bekah Roberts
17:43 24 May 19
John and his team are excellent at what they do. Very friendly and helpful, yet also down to earth and realistic about your ability to attain such... and such mortgage. John will let you know if your "dreams" are a match with the reality of your financial situation. John wants you in a mortgage, but he wants you in one you can afford comfortably. I had numerous questions throughout process, and John gladly answered each and every one. I am very grateful my wife and I chose John, and would do so again if/when we have other mortgage needs. If you're ready to buy a home, you wont be disappointed with John McCoy!read more
Jeremy DeanJeremy Dean
06:16 07 Mar 19
John the Mortgage Man worked to get me and my wife into our first home this year! We had some issues with low funds, high debt and bad credit, but... John helped us to determine how much we needed to save up to get in the home we wanted. Once we got there John was able to hook us up with a lender and get us a good deal on a loan. We closed in just over two weeks from the time we found a house that we wanted! John always made us feel at ease and answered any questions we had. Very knowledgeable, very responsive and very kind! Thank you John for everything! Highly recommend!!!read more
John McCoyJohn McCoy
15:12 19 Feb 19
John made getting our loan processed very efficient and worry free. He will do the same for you!
CJCJ
19:47 20 Oct 18
12 days from application to closing, now that's fast! Great overall service, everything John said he would do, he did it. My clients were thrilled.
Frank J RosatiFrank J Rosati
19:15 20 Oct 18
John made everything easy for the purchase. He had everything covered (all the associated costs, paperwork) that I needed to close. It was a pleasure... to work with him again (this is my second time working with John) and I would highly recommend him to anyone looking to finance a home.read more
debbie powelldebbie powell
19:05 19 Aug 18
John goes out of the way for you to make sure you are informed, kept up to date, and always professional. Definitely goes the extra mile to help!... Everything is done in a timely manner. Thanks so much John! This is my second mortgage through John McCoy and team.read more
Shawn LockettShawn Lockett
21:22 23 Mar 18
This guy is a wiz!!! He knows a ton about this business and how to get things done!!! Be up front, honest, and ask him your concerns and he will be... straight with you in return and get you in the house of your dreams... He was able to take us start to finish in three weeks time!!! Awesome awesome experience!!! P.S. He will only call you with news—it’s how you interpret it is up to you... Give John a call, you won’t regret it!read more
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John McCoy NMLS #308360
MBN Financial NMLS# 1009879

John The Mortgage Man
4838 Holly Rd Suite 201
Corpus Christi, TX 78411
(361) 510-1420johnthemortgageman@hotmail.com